Secure Credit Reporting on the Blockchain Goharshady, Amir Kafshdar ; https://orcid.org/0000-0003-1702-6584 Behrouz, Ali Chatterjee, Krishnendu ; https://orcid.org/0000-0002-4561-241X ddc:000 We present a secure approach for maintaining andreporting credit history records on the Blockchain. Our ap-proach removes third-parties such as credit reporting agen-cies from the lending process and replaces them with smartcontracts. This allows customers to interact directly with thelenders or banks while ensuring the integrity, unmalleabilityand privacy of their credit data. Additionally, each customerhas full control over complete or selective disclosure of hercredit records, eliminating the risk of privacy violations or databreaches. Moreover, our approach provides strong guaranteesfor the lenders as well. A lender can check both correctness andcompleteness of the credit data disclosed to her. This is the firstapproach that can perform all credit reporting tasks withouta central authority or changing the financial mechanisms*. IEEE 2018 info:eu-repo/semantics/conferenceObject doc-type:conferenceObject text http://purl.org/coar/resource_type/c_5794 https://research-explorer.ista.ac.at/record/6340 https://research-explorer.ista.ac.at/download/6340/6341 Goharshady AK, Behrouz A, Chatterjee K. Secure Credit Reporting on the Blockchain. In: <i>Proceedings of the IEEE International Conference on Blockchain</i>. IEEE; 2018:1343-1348. doi:<a href="https://doi.org/10.1109/Cybermatics_2018.2018.00231">10.1109/Cybermatics_2018.2018.00231</a> eng info:eu-repo/semantics/altIdentifier/doi/10.1109/Cybermatics_2018.2018.00231 info:eu-repo/semantics/altIdentifier/isbn/978-1-5386-7975-3 info:eu-repo/semantics/altIdentifier/wos/000481634500196 info:eu-repo/semantics/altIdentifier/arxiv/1805.09104 https://creativecommons.org/licenses/by-nc-nd/4.0/ info:eu-repo/semantics/openAccess